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How I spent just $8,000 last year

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Photo by Stefan Tonio

I never really decided to spend only $8,000 in one year—it just sort of happened. I didn’t even realize the extent of my thrift until tallying up my income on the eve of March 15. When you take the amount of money I brought home (roughly $13,000) and subtract the amount I had thrown to the black void that is private student loans (roughly $5,000), combined with the fact that both my checking and my savings accounts were more or less empty on January 1, it was pretty simple math. Read the rest of this entry »

Reader tip of the week: great book-swap site

picture-234Recently, I’ve had to cut my  book buying from a few new ones a month to just a few a year. Then I  came across a new web site called www.paperbackswap.com—and it’s great. Basically, you sign up and post books you are willing to send out. For each book you send out, you get a credit you can exchange for a book from another member.  To start, if you list 10 books, you even get two “free credits.” Your only cost is the postage for the book you send out  (so don’t list the Oxford English Dictionary!) Read the rest of this entry »

How I spent just $8,000 last year

picture-8

Photo by Stefan Tonio

I never really decided to spend only $8,000 in one year—it just sort of happened. I didn’t even realize the extent of my thrift until tallying up my income on the eve of March 15. When you take the amount of money I brought home (roughly $13,000) and subtract the amount I had thrown to the black void that is private student loans (roughly $5,000), combined with the fact that both my checking and my savings accounts were more or less empty on January 1, it was pretty simple math. Read the rest of this entry »